To direct the Secretary of Homeland Security, acting through the Administrator of the Federal Emergency Management Agency, to establish a pilot program to award grants to covered entities to support the design, development, facilitation, or implementation of community-based catastrophe insurance.
Creates a FEMA grant pilot to support community-based catastrophe insurance.
In the House Financial Services Committee since Oct. 1, 2026, 4 days after it was introduced. Most bills never leave committee.
- INTRODUCEDINTROOCT 1, 2026
- COMMITTEECOMM.IN COMMITTEE
- HOUSEHOUSE—
- SENATESENATE—
- LAWLAW—
What the bill would do, and why it matters
Catastrophe insurance provides coverage for losses from major disasters. The proposal would have FEMA run a grant pilot to support covered entities designing, developing, facilitating, or implementing community-based catastrophe insurance.
- INTRODUCED ONLY This bill has been introduced and possibly referred to a committee, but it has not passed any vote. Most introduced bills never become law — they die in committee without a hearing.
- FULL TEXT UNAVAILABLE Congress.gov has not posted the full bill text yet. The analysis is based on the title and metadata only and may miss substantive provisions.
- DATA NOTE No Congressional Research Service summary was available.
- Creates a catastrophe-insurance grant pilot
The proposal would direct the Secretary of Homeland Security, acting through FEMA, to establish a pilot program awarding grants to covered entities. The grants would support designing, developing, facilitating, or implementing community-based catastrophe insurance.
The proposal would create a federal grant pilot focused on community-based catastrophe insurance. Its practical effect would be to support covered entities working on that approach.
Written from the official record.
The path it took, step by step
- IntroducedOCT 1, 2026HOUSEOCT 1, 2026By Rep. Min with 14 original cosponsorsReferred to Financial Services
- SAME DAYNOWHouse committeeOCT 1, 2026FINANCIAL SERVICES NOWOCT 1, 2026In committee for 4 daysNo hearing yet
- 4 DAYS SO FARPassed the House—HOUSE FLOOR—Not scheduled
- Senate committee—SENATE—
- Passed the Senate—SENATE FLOOR—Not scheduled
- Resolve differencesONLY IF NEEDEDBOTH CHAMBERSONLY IF NEEDEDSkipped if the other chamber passes the same text
- Signed into law—PRESIDENT—10 days to sign or veto
- OCT 12026OCT 1, 2026REFERREDHOUSEReferred to the House Committee on Financial Services.
- OCT 12026OCT 1, 2026INTRODUCEDHOUSEIntroduced in House
At day 4, this bill is already older than 3% of the laws passed this Congress were when they were signed.
Where your members stand on it
A coalition from 9 states
Plus the sponsor, a Democrat. Every cosponsor is from one party.
Plus the sponsor, a Democrat. Every cosponsor is from one party.
Rep. Min’s record: sponsored 31 bills this Congress. 1 passed the House; 0 became law.
- Ami BeraD-CA-6ORIGINAL
- Suzanne BonamiciD-OR-1ORIGINAL
- Ed CaseD-HI-1ORIGINAL
- Kathy CastorD-FL-14ORIGINAL
- Gilbert Ray Cisneros, Jr.D-CA-31ORIGINAL
- Steve CohenD-TN-9ORIGINAL
- Maxine DexterD-OR-3ORIGINAL
- Timothy M. KennedyD-NY-26ORIGINAL
- Mike LevinD-CA-49ORIGINAL
- Kevin MullinD-CA-15ORIGINAL
- Johnny Olszewski, Jr.D-MD-2ORIGINAL
- Deborah K. RossD-NC-2ORIGINAL
What readers think
Discussion
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