Watch
OFFICIAL COMMITTEE VIDEO · 4:17:05Why this hearing
On the record: 5 witnesses: 3 from business and trade groups, 1 from an advocacy group or think tank, and 1 state or local official.
Real oversight or theater?
Did this hearing get real answers, or was it mostly speeches?
NO RATINGS YET
What each witness said
We haven’t summarized the witnesses’ statements yet.
Who asked what
We haven’t logged who asked questions at this hearing yet.
Question logs come from the committee’s official video.
The committee
54 members · 30 Republicans, 24 Democrats
- J. French HillR-AR-2 · CHAIR
- Andy BarrR-KY-6
- Monica De La CruzR-TX-15
- Warren DavidsonR-OH-8
- Byron DonaldsR-FL-19
- Troy DowningR-MT-2
- Tom EmmerR-MN-6
- Scott FitzgeraldR-WI-5
- Mike FloodR-NE-1
- Andrew R. GarbarinoR-NY-2
- Mike HaridopolosR-FL-8
- Bill HuizengaR-MI-4
- Young KimR-CA-40
- Michael LawlerR-NY-17
- Barry LoudermilkR-GA-11
- Frank D. LucasR-OK-3
- Lisa C. McClainR-MI-9
- Daniel MeuserR-PA-9
- Tim MooreR-NC-14
- Ralph NormanR-SC-5
- Zachary NunnR-IA-3
- Andrew OglesR-TN-5
- John W. RoseR-TN-6
- Maria Elvira SalazarR-FL-27
- Pete SessionsR-TX-17
- Bryan SteilR-WI-1
- Marlin A. StutzmanR-IN-3
- William R. Timmons IVR-SC-4
- Ann WagnerR-MO-2
- Roger WilliamsR-TX-25
- Maxine WatersD-CA-43 · RANKING
- Joyce BeattyD-OH-3
- Janelle S. BynumD-OR-5
- Sean CastenD-IL-6
- Emanuel CleaverD-MO-5
- Cleo FieldsD-LA-6
- Bill FosterD-IL-11
- Sylvia R. GarciaD-TX-29
- Vicente GonzalezD-TX-34
- Josh GottheimerD-NJ-5
- Al GreenD-TX-9
- Jim HimesD-CT-4
- Sam T. LiccardoD-CA-16
- Stephen F. LynchD-MA-8
- Gregory W. MeeksD-NY-5
- Brittany PettersenD-CO-7
- Ayanna PressleyD-MA-7
- David ScottD-GA-13
- Brad ShermanD-CA-32
- Rashida TlaibD-MI-12
- Ritchie TorresD-NY-15
- Juan VargasD-CA-52
- Nydia M. VelázquezD-NY-7
- Nikema WilliamsD-GA-5
Witnesses
- Mitria SpotserVice President, Federal Policy, Center for Responsible LendingTHIS CONGRESSFirst appearanceNO STATEMENT POSTED
- Patrick Kennedy, Jr.Founding Partner, Kennedy Sutherland LLPTHIS CONGRESSFirst appearanceNO STATEMENT POSTED
- Susannah MarshallBank Commissioner, Arkansas State Bank DepartmentTHIS CONGRESSFirst appearanceNO STATEMENT POSTED
- Cathy OwenExecutive Chairman, Eagle Bank & Trust CompanyTHIS CONGRESSFirst appearanceNO STATEMENT POSTED
- Rebeca Romero RaineyPresident and CEO, Independent Community Bankers of AmericaTHIS CONGRESSFirst appearanceNO STATEMENT POSTED
In the news
No news coverage of this hearing yet.
Timeline & documents
- Hearing noticed (done)
- Held (done)FEB 5, 2025 · 10:00 AM – 2:02 PM
- Video posted (done)FEB 5, 2025 · 2:02 PM
- Written testimony posted (not yet)NOT POSTED YET
- Questions for the record (not yet)NOT POSTED YET
- Printed transcript (done)PUBLISHED DEC 18, 2025
- Written testimonyPENDING
- Questions for the recordPENDING
- Printed transcriptPDF (opens the committee’s file)
Written follow-up questions from members, answered after the hearing. aren’t posted yet. The printed transcript is out.

