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Affordable Housing

Homes that are reasonably priced so that people with low to moderate incomes can afford them without spending too much of their earnings, typically defined as less than 30% of household income.

Local Land Use Restrictions

Rules and regulations, often set by local governments through zoning codes and building limits, that control how land can be developed, what types of buildings can be constructed, and for what purposes.

By-Right Development

A process where new construction projects are automatically approved by local authorities if they fully comply with all existing building and zoning rules, without needing special permission or lengthy discretionary reviews.

Inclusionary Zoning

A local policy that requires developers to set aside a certain percentage of new housing units in their projects to be sold or rented at below-market rates for people with low or moderate incomes.

Accessory Dwelling Unit (ADU)

A smaller, independent living space built on the same property as an existing single-family home, such as a backyard cottage, converted garage, or basement apartment.

First-Time, First-Generation Homebuyer

An individual who has never owned a home before and whose parents also do not own a home or have not owned a home during a specified period, often defined as the past seven years.