Restoring Essential Plan Coverage Act
Restores certain premium tax credit rules and lets states raise Basic Health Program income limits.
In the Senate Finance Committee since Sept. 30, 2026, 8 days after it was introduced. Most bills never leave committee.
- INTRODUCEDINTROSEP 30, 2026
- COMMITTEECOMM.IN COMMITTEE
- SENATESENATE—
- HOUSEHOUSE—
- LAWLAW—
What the bill would do, and why it matters
Health coverage options can depend on income and immigration status. The bill would restore certain premium tax credit rules for lawfully present people, provide a credit rule for some people who cannot get Medicaid because of their status, and let states raise the income limit for Basic Health Program eligibility.
- INTRODUCED ONLY This bill has been introduced and possibly referred to a committee, but it has not passed any vote. Most introduced bills never become law — they die in committee without a hearing.
- DATA NOTE No Congressional Research Service summary was available.
- Restore premium tax credit rules
The bill would repeal section 71301 of Public Law 119-21 and reverse the changes that section made, restoring the affected laws to how they read before it was enacted.
- Allow credits during Medicaid ineligibility
A lawfully present person with household income at or below 100 percent of the poverty line who cannot get Medicaid because of their alien status would be treated as having income equal to 100 percent of the poverty line for purposes of the premium tax credit.
- Let states raise Basic Health Program limits
States could set the maximum household income for Basic Health Program eligibility above 200 percent of the poverty line, up to 250 percent.
The bill addresses the connection between immigration status and access to Medicaid and premium tax credits. It would also give states more room to decide who can qualify for a Basic Health Program, changing which residents may have access to that coverage option.
Written from the bill text.
The path it took, step by step
- IntroducedSEP 30, 2026SENATESEP 30, 2026By Sen. Schumer with 1 original cosponsorReferred to Finance
- SAME DAYNOWSenate committeeSEP 30, 2026FINANCE NOWSEP 30, 2026In committee for 8 daysNo hearing yet
- 8 DAYS SO FARPassed the Senate—SENATE FLOOR—Not scheduled
- House committee—HOUSE—
- Passed the House—HOUSE FLOOR—Not scheduled
- Resolve differencesONLY IF NEEDEDBOTH CHAMBERSONLY IF NEEDEDSkipped if the other chamber passes the same text
- Signed into law—PRESIDENT—10 days to sign or veto
- SEP 302026SEP 30, 2026REFERREDRead twice and referred to the Committee on Finance.
- SEP 302026SEP 30, 2026INTRODUCEDSENATEIntroduced in Senate
At day 8, this bill is already older than 3% of the laws passed this Congress were when they were signed.
Where your members stand on it
Support from one state
Plus the sponsor, a Democrat. Every cosponsor is from one party.
Plus the sponsor, a Democrat. Every cosponsor is from one party.
Sen. Schumer’s record: sponsored 35 bills this Congress. 4 passed the Senate; 0 became law.
- Kirsten E. GillibrandD-NYORIGINAL
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