Housing Supply and Affordability Act | ChamberLight

IN COMMITTEE· 119TH CONGRESS

Senate BillS 4020Housing and Community Development

Housing Supply and Affordability Act

INTRO MAR 5· LAST ACTION MAR 5

READING

4MIN

COSPONSORS

READER REACTIONS0 TOTAL

NO VOTES YET · BE THE FIRST

Introduced only

LEGISLATIVE PROGRESS

STEP 2 / 8

Introduced

In Committee

Reported

Passed Senate

Passed House

Conference

To President

Became Law

WHAT THE BILL DOES

AI-written

Voters should care about this bill because it directly addresses the growing problem of housing affordability and availability that many communities face. If this bill becomes law, it could provide much-needed federal support to local governments and planning groups to update outdated regulations, streamline building processes, and strategize how to increase housing supply. This could lead to more diverse housing options and potentially lower housing costs in participating areas, making it easier for people to find homes they can afford.

Without this bill, states and local communities would continue to rely on their existing resources and initiatives to tackle housing shortages, which might not be enough to overcome significant barriers like restrictive zoning or slow approval processes. This bill offers a dedicated funding stream to help localities proactively address these issues, potentially accelerating solutions to a crisis that impacts individuals' financial stability, commutes, and overall quality of life.

KEY PROVISIONS

5AI-extracted

PROVISION 01

Establishes a competitive grant program for eligible entities to develop and implement housing supply and affordability plans.

This creates a new federal funding source specifically aimed at tackling housing shortages and high costs at the local level.

PROVISION 02

Regional planning agencies can use grant funds for planning activities like developing housing plans and updating zoning codes.

This allows for strategic, upstream changes to local regulations that often hinder housing development.

PROVISION 03

States, cities, and counties can use grant funds for implementing housing strategies, administering new regulatory requirements, and funding supportive community investments.

This provides resources for putting plans into action, which can directly impact the availability and type of housing in a community.

PROVISION 04

Grant funds cannot be used for construction, alteration, or repair work, and administrative costs are capped at 10%.

This ensures the funds are focused on planning and implementation activities rather than direct building, and limits overhead.

PROVISION 05

The program has a 5-year limit, after which new programs cannot be established and the existing program terminates.

This means the program is temporary and will sunset unless extended by future legislation.

SPONSORSHIP

1 + 2

COSPONSOR BREAKDOWNBIPARTISAN · 0%

DEM 2 REP 0 IND 0

ACTION TIMELINE

2 EVENTS

MAR 5

Introduced in Senate

INTROREFERRAL

MAR 5

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

INTROREFERRAL

BILL INFO

TypeSenate Bill

NumberS 4020

Congress119th

StatusIn Committee

IntroducedMar 5, 2026

Last actionMar 5, 2026

READER REACTIONS

OVERALL SENTIMENT

No reactions yet. Be the first to weigh in.

Discussion

Loading comments...

Call my reps

IN COMMITTEE· 119TH CONGRESS · BANKING, HOUSING, AND URBAN AFFAIRS COMMITTEE · INTRODUCED MAR 5, 2026

Senate BillS 4020Housing and Community Development

Housing Supply and Affordability Act

INTRODUCED MAR 5, 2026· LAST ACTION MAR 5, 2026

PASSAGE CHANCES

—%

READING

4 min

COSPONSORS

COMPLEXITY

Moderate

Call my reps Congress.gov

LEGISLATIVE PROGRESS

STEP 2 OF 8

Introduced

In Committee

Reported

Passed Senate

Passed House

Conference

To President

Became Law

Introduced
In Committee
Reported
Passed Senate
Passed House
Conference
To President
Became Law

WHAT THE BILL DOES

AI-written

KEY PROVISIONS

AI-extracted

high

Establishes a competitive grant program for eligible entities to develop and implement housing supply and affordability plans.

This creates a new federal funding source specifically aimed at tackling housing shortages and high costs at the local level.

med

Regional planning agencies can use grant funds for planning activities like developing housing plans and updating zoning codes.

This allows for strategic, upstream changes to local regulations that often hinder housing development.

high

States, cities, and counties can use grant funds for implementing housing strategies, administering new regulatory requirements, and funding supportive community investments.

This provides resources for putting plans into action, which can directly impact the availability and type of housing in a community.

med

Grant funds cannot be used for construction, alteration, or repair work, and administrative costs are capped at 10%.

This ensures the funds are focused on planning and implementation activities rather than direct building, and limits overhead.

low

The program has a 5-year limit, after which new programs cannot be established and the existing program terminates.

This means the program is temporary and will sunset unless extended by future legislation.

DEADLINES & DATES

AI-extracted

An AI model extracted this from the bill’s official record and can make mistakes. Check the official text ↗ (opens in new tab)

Not later than 1 year after the date of enactment of this Act

Secretary of Housing and Urban Development must establish the grant program.

After the expiration of the 5-year period beginning on the date of enactment of this Act

Authority for the Secretary to newly establish a program expires.

5 years after the date of enactment of this Act

The grant program itself terminates.

GLOSSARY

AI-written

Eligible entity: A state, insular area, metropolitan city, urban county, or a regional planning agency or group of such agencies that can apply for grants.
Housing plan: A strategy developed by a local government or agency to increase the amount and affordability of housing, improve its quality, and make it more accessible, while reducing barriers to development.
Housing strategy: A broad plan for meeting housing needs, as required under existing federal housing laws.
Insular area: U.S. territories like Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, and the Commonwealth of the Northern Mariana Islands.
Metropolitan city: A city with at least 50,000 residents, as defined by federal housing law.
Urban county: A county, other than a metropolitan city, with at least 200,000 residents in its non-metropolitan city areas, as defined by federal housing law.
Zoning codes: Local laws that dictate how land can be used (e.g., residential, commercial) and what types of buildings can be constructed on it (e.g., single-family homes, apartment buildings).

ACTION TIMELINE

2 EVENTS

MAR 5

Introduced in Senate

INTROREFERRAL

MAR 5

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

INTROREFERRAL

READER REACTIONS

0 COMMENTS

WHAT DO YOU THINK?

What do you think?

0 votes

Discussion

Loading comments...

MORE INFORMATION

Committee Referrals

Banking, Housing, and Urban Affairs CommitteeReferred

Mar 5, 2026

senate

Search

Housing Supply and Affordability Act

LEGISLATIVE PROGRESS

WHAT THE BILL DOES

KEY PROVISIONS

SPONSORSHIP

ACTION TIMELINE

BILL INFO

READER REACTIONS

Discussion

Housing Supply and Affordability Act

LEGISLATIVE PROGRESS

WHAT THE BILL DOES

KEY PROVISIONS

DEADLINES & DATES

GLOSSARY

ACTION TIMELINE

SPONSORS

READER REACTIONS

What do you think?

Discussion

MORE INFORMATION

Committee Referrals

Related Legislation