Businesses, particularly small to medium-sized ones, whose owners are considering selling their company and might prefer to sell to their employees rather than an outside buyer would be directly affected. Employees of these businesses would also be affected, as the bill aims to help them gain a significant ownership stake in their workplace through Employee Stock Ownership Plans (ESOPs) or worker-owned cooperatives. This could potentially shift control and profits to workers.

Additionally, financial advisors and trustees specializing in employee ownership transactions would be impacted, as the bill sets clear, strict standards for independence to prevent conflicts of interest in deals supported by this new facility. The Department of Commerce would also be affected as it would be responsible for establishing and overseeing this new investment facility and licensing companies under its provisions.