Voters should care about this bill because it aims to protect the stability of our entire financial system from a significant and growing threat: climate change. Extreme weather events like hurricanes, wildfires, and floods are already causing billions in damages, and the shift away from fossil fuels can create economic challenges for certain industries.

If the financial system isn't prepared for these changes, it could lead to economic instability, similar to past financial crises, impacting everything from home loans to retirement savings. This bill ensures that federal regulators are proactively studying and preparing for these risks, which could help prevent future economic shocks and protect everyday Americans' financial well-being. If it doesn't become law, the financial system might continue without a comprehensive, dedicated assessment of climate-related risks, potentially leaving it more vulnerable to future economic disruptions.