Bills · HR 8270
IN COMMITTEE· 119TH CONGRESS
House BillHR 8270Health
Every Dollar Counts Act of 2026
This bill ensures that any money you spend on covered prescription drugs counts toward your insurance deductible and yearly spending limit, regardless of whether you used your insurance or paid the cash price.AI-written
INTRO APR 14· LAST ACTION APR 14
READING
5MIN
COSPONSORS
7
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
tl;dr
AI-writtenForces health insurance companies to count cash payments for prescription drugs toward a patient's yearly deductible and spending limit, even if the patient didn't use their insurance to buy the medicine.
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenUnder current rules, patients often face a difficult choice: save money today by paying a lower cash price for a drug, or pay a higher insurance price so the money counts toward their yearly deductible. This bill removes that conflict, ensuring that patients get the best price available without being 'penalized' by their insurance company.
If this becomes law, patients will likely reach their out-of-pocket limits sooner in the year, which can save families thousands of dollars in overall healthcare costs. It also forces insurance companies to be more transparent and flexible regarding how they track member spending.
KEY PROVISIONS
3AI-extractedPROVISION 01
Requires insurance plans to count cash payments for covered drugs toward deductibles.
It ensures patients aren't financially punished for finding a better deal on their medicine outside of their insurance plan.
PROVISION 02
Applies the rule to group health plans, individual insurance, and employer-sponsored plans.
This ensures that almost all private insurance types are covered by the new consumer protection.
PROVISION 03
Excludes these consumer price reductions from Medicaid 'Best Price' calculations.
This technical fix prevents drug manufacturers from being forced to lower their Medicaid prices even further just because a consumer found a discount.
SPONSORSHIP
1 + 7
R· North Carolina
YRS IN OFFICE
7
BILLS LED
41
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 0 REP 7 IND 0
ACTION TIMELINE
2 EVENTSAPR 14
Introduced in House
APR 14
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Education and Workforce, and Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
BILL INFO
TypeHouse Bill
NumberHR 8270
Congress119th
StatusIn Committee
IntroducedApr 14, 2026
Last actionApr 14, 2026
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IN COMMITTEE· 119TH CONGRESS · WAYS AND MEANS COMMITTEE · INTRODUCED APR 14, 2026
House BillHR 8270Health
Every Dollar Counts Act of 2026
This bill ensures that any money you spend on covered prescription drugs counts toward your insurance deductible and yearly spending limit, regardless of whether you used your insurance or paid the cash price.AI-written
INTRODUCED APR 14, 2026· LAST ACTION APR 14, 2026
PASSAGE CHANCES
—%
READING
5 min
COSPONSORS
7
COMPLEXITY
Moderate
