Bills · HR 7786
IN COMMITTEE· 119TH CONGRESS
House BillHR 7786Commerce
AI Fraud Accountability Act
INTRO MAR 4· LAST ACTION MAR 4
READING
11MIN
COSPONSORS
2BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenVoters should care about this bill because it directly addresses the growing threat of advanced digital fraud, particularly scams using AI-generated deepfakes. These technologies can create highly convincing fake videos or audio recordings of real or imaginary people, making it easier for fraudsters to trick victims into believing a scam is legitimate, often leading to significant financial losses.
If this bill becomes law, it would give law enforcement and regulatory bodies explicit tools to prosecute and prevent this specific type of tech-enabled fraud, offering greater protection to individuals and businesses. Without it, prosecuting such cases might be more challenging under existing laws, potentially leaving a gap in consumer protection as digital impersonation technology continues to advance.
KEY PROVISIONS
5AI-extractedPROVISION 01
The bill establishes a new criminal offense for using 'digital impersonations' (AI-generated or technologically altered images/voices of people) to commit fraud.
This directly targets and criminalizes the use of deepfake technology for deceptive financial gain.
PROVISION 02
It defines 'digital impersonation' to include visual or audio content of an identifiable or imaginary individual created through AI or other tech that appears indistinguishable from an authentic depiction.
This clear definition is crucial for determining what specific AI-generated content falls under the bill's prohibitions.
PROVISION 03
The bill allows the Federal Trade Commission (FTC) to enforce civil prohibitions against digital impersonation fraud.
This provides an additional layer of protection and enforcement mechanism beyond criminal prosecution.
PROVISION 04
Violators of the criminal prohibition face penalties including fines, up to 3 years imprisonment, or both, along with the forfeiture of any proceeds or property used in the crime.
These penalties aim to deter individuals from engaging in digital impersonation fraud and to recover ill-gotten gains.
PROVISION 05
It creates a working group to study digital impersonation fraud and related issues.
This provision aims to proactively address the evolving nature of this technology and its misuse.
SPONSORSHIP
1 + 2
R· Florida
YRS IN OFFICE
19
BILLS LED
46
COSPONSOR BREAKDOWNBIPARTISAN · 100%
DEM 1 REP 1 IND 0
ACTION TIMELINE
2 EVENTSMAR 4
Introduced in House
MAR 4
Referred to the Committee on Energy and Commerce, and in addition to the Committees on the Judiciary, Science, Space, and Technology, and Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
BILL INFO
TypeHouse Bill
NumberHR 7786
Congress119th
StatusIn Committee
IntroducedMar 4, 2026
Last actionMar 4, 2026
READER REACTIONS
OVERALL SENTIMENT
No reactions yet. Be the first to weigh in.
Discussion
Loading comments...
IN COMMITTEE· 119TH CONGRESS · SCIENCE, SPACE, AND TECHNOLOGY COMMITTEE · INTRODUCED MAR 4, 2026
House BillHR 7786Commerce
AI Fraud Accountability Act
INTRODUCED MAR 4, 2026· LAST ACTION MAR 4, 2026
PASSAGE CHANCES
—%
READING
11 min
COSPONSORS
2
COMPLEXITY
Moderate
