Bills · HR 6575
IN COMMITTEE· 119TH CONGRESS
House BillHR 6575Taxation
CommonGround for Affordable Health Care Act
INTRO DEC 10· LAST ACTION DEC 10
READING
47MIN
COSPONSORS
38BIPARTISAN
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it directly impacts the affordability of health insurance and the integrity of the health insurance marketplaces. If it becomes law, millions of Americans could avoid a sharp increase in their health insurance premiums in 2026, as the enhanced financial assistance would continue. Without this bill, many people currently receiving subsidies would likely face significantly higher costs or might lose their eligibility for help entirely, making health coverage less accessible.
Additionally, by increasing penalties for fraudulent activities by agents and brokers, the bill aims to protect consumers from misleading information and ensure that people receive the correct subsidies and plans they are eligible for. This could build greater trust in the marketplace system. If it doesn't pass, health care costs could rise for many, and the system might continue to face vulnerabilities to fraud.
KEY PROVISIONS
4AI-extractedPROVISION 01
Extends enhanced premium tax credits for one additional year, through the end of 2026.
This prevents a significant increase in health insurance costs for millions of Americans who rely on these subsidies.
PROVISION 02
Modifies income eligibility for premium tax credits in 2026, allowing individuals and families with incomes up to 1000% of the poverty line to qualify for some financial assistance.
This expands the pool of people who can receive help with health insurance costs, particularly those with higher but still moderate incomes.
PROVISION 03
Imposes new civil penalties of $10,000-$50,000 per individual for health insurance agents and brokers who negligently provide incorrect information during marketplace enrollment.
This aims to reduce errors and negligence by agents and brokers, improving the accuracy of enrollments.
PROVISION 04
Establishes new civil penalties of up to $200,000 per individual and criminal penalties (up to 10 years imprisonment) for health insurance agents and brokers who knowingly provide false or fraudulent information.
This provides a strong deterrent against intentional fraud by agents and brokers, protecting consumers and the integrity of the marketplace.
SPONSORSHIP
1 + 38
R· Virginia
YRS IN OFFICE
3
BILLS LED
56
COSPONSOR BREAKDOWNBIPARTISAN · 78%
DEM 23 REP 15 IND 0
ACTION TIMELINE
2 EVENTSDEC 10
Introduced in House
DEC 10
Referred to the Committee on Energy and Commerce, and in addition to the Committees on Ways and Means, and Rules, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
BILL INFO
TypeHouse Bill
NumberHR 6575
Congress119th
StatusIn Committee
IntroducedDec 10, 2025
Last actionDec 10, 2025
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IN COMMITTEE· 119TH CONGRESS · WAYS AND MEANS COMMITTEE · INTRODUCED DEC 10, 2025
House BillHR 6575Taxation
CommonGround for Affordable Health Care Act
INTRODUCED DEC 10, 2025· LAST ACTION DEC 10, 2025
PASSAGE CHANCES
—%
READING
47 min
COSPONSORS
38
COMPLEXITY
Moderate
