Bills · HR 5559
IN COMMITTEE· 119TH CONGRESS
House BillHR 5559Commerce
Investments in Innovation Act of 2025
INTRO SEP 23· LAST ACTION SEP 23
READING
2MIN
COSPONSORS
1
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenSmall Business Investment Companies (SBICs) would be directly affected. These are private investment firms that use a mix of private funds and government-backed loans to invest in growing small businesses. The bill would give them more flexibility in their investment strategies, allowing them to take on more government-backed debt (leverage) if they direct those funds towards specific types of small businesses.
The most significant impact would be on small businesses owned by socially and economically disadvantaged individuals. These businesses would likely see increased access to capital from SBICs because the bill creates a strong incentive for SBICs to invest in them. This could lead to more opportunities for these businesses to grow, create jobs, and innovate.
KEY PROVISIONS
4AI-extractedPROVISION 01
Excludes the amount of equity investments made in socially and economically disadvantaged small business concerns from an SBIC's leverage limit calculation.
This provision directly removes a barrier for SBICs to invest more in these targeted businesses, increasing their funding capacity.
PROVISION 02
Caps the amount of excluded investments at 50% of the SBIC's private capital.
This ensures that SBICs maintain a significant private capital base relative to the leverage they can obtain, balancing incentive with financial prudence.
PROVISION 03
Establishes new, higher maximum leverage limits for SBICs that commit to directing at least 50% of their investments to socially and economically disadvantaged small businesses.
This provides a significant incentive for SBICs to specialize in funding these businesses, further boosting capital flow.
PROVISION 04
Requires an SBIC to certify that at least 50% of the dollar amount of its investments will go to socially and economically disadvantaged small business concerns to qualify for these new leverage rules.
This ensures that the benefits of the bill are directed specifically to SBICs focused on the target beneficiaries.
SPONSORSHIP
1 + 1
D· Washington
YRS IN OFFICE
5
BILLS LED
28
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 1 REP 0 IND 0
ACTION TIMELINE
2 EVENTSSEP 23
Introduced in House
SEP 23
Referred to the House Committee on Small Business.
BILL INFO
TypeHouse Bill
NumberHR 5559
Congress119th
StatusIn Committee
IntroducedSep 23, 2025
Last actionSep 23, 2025
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IN COMMITTEE· 119TH CONGRESS · SMALL BUSINESS COMMITTEE · INTRODUCED SEP 23, 2025
House BillHR 5559Commerce
Investments in Innovation Act of 2025
INTRODUCED SEP 23, 2025· LAST ACTION SEP 23, 2025
PASSAGE CHANCES
—%
READING
2 min
COSPONSORS
1
COMPLEXITY
Moderate
