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Epinephrine delivery system

A device, like an auto-injector (e.g., EpiPen), nasal spray, or sublingual system, approved by the FDA for administering epinephrine to treat severe allergic reactions.

Cost sharing

The portion of healthcare costs that individuals pay out of their own pocket, such as deductibles, copayments, and coinsurance, before their health insurance starts to pay or after it has paid a portion.

Deductible

The amount of money an individual must pay for covered healthcare services before their health insurance plan starts to pay.

Out-of-pocket maximum

The most an individual has to pay for covered services in a plan year. After reaching this amount, their health plan pays 100% of the costs for covered benefits.

Group health plan

A health plan provided by an employer or employee organization to its employees or members and their families.

Individual health insurance coverage

Health insurance coverage offered directly to individuals and their families, not through an employer or group.

Public Health Service Act (PHSA)

A major federal law that governs public health programs and some aspects of private health insurance in the United States.