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This bill matters because it addresses a significant concern for individuals considering a life-saving act: donating an organ. Currently, some living organ donors face challenges securing or maintaining insurance coverage, which can be a deterrent to donation. By explicitly prohibiting discrimination in life, disability, and long-term care insurance based solely on donor status, the bill removes a potential financial barrier and offers peace of mind to those who make such a selfless contribution.
If this bill becomes law, it could lead to an increase in living organ donations by making the process less financially risky for donors, ultimately saving more lives. It also ensures that public education on organ donation is comprehensive and up-to-date, reflecting these new protections. If it doesn't become law, living organ donors may continue to face insurance discrimination, potentially discouraging future donations and leaving a critical need for organs unmet.
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This bill matters because it addresses a significant concern for individuals considering a life-saving act: donating an organ. Currently, some living organ donors face challenges securing or maintaining insurance coverage, which can be a deterrent to donation. By explicitly prohibiting discrimination in life, disability, and long-term care insurance based solely on donor status, the bill removes a potential financial barrier and offers peace of mind to those who make such a selfless contribution.
If this bill becomes law, it could lead to an increase in living organ donations by making the process less financially risky for donors, ultimately saving more lives. It also ensures that public education on organ donation is comprehensive and up-to-date, reflecting these new protections. If it doesn't become law, living organ donors may continue to face insurance discrimination, potentially discouraging future donations and leaving a critical need for organs unmet.
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