Bills · HR 3576
IN COMMITTEE· 119TH CONGRESS
House BillHR 3576Armed Forces and National Security
Veterans’ Life Insurance Expansion and Integrity Act of 2025
INTRO MAY 23· LAST ACTION JUN 6
READING
5MIN
COSPONSORS
1
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenThis bill matters because it significantly expands access to a government-backed life insurance program for a broader population of veterans. By removing the service-disabled requirement, it could help more veterans secure financial protection for their families, addressing a gap for those who might struggle to find affordable coverage elsewhere due to age or health conditions, even if not service-related.
Furthermore, the bill clarifies and limits the VA's ability to cancel policies due to its own errors, which is important for consumer trust and stability. It ensures that veterans are not left suddenly without coverage due to a VA mistake that happened years ago, providing a clear process for appeal and a definitive end to the VA's ability to contest policies on these grounds after one year.
KEY PROVISIONS
5AI-extractedPROVISION 01
Removes the requirement that veterans must be service-disabled to qualify for the VA life insurance program under Section 1922B.
This significantly broadens eligibility, allowing more veterans to access VA life insurance.
PROVISION 02
Allows veterans to apply for this VA life insurance program until they reach 81 years of age.
This sets a clear, age-based eligibility cutoff, expanding access for older veterans who were previously limited by disability status.
PROVISION 03
Authorizes the VA to cancel or void life insurance policies due to administrative errors made by the VA itself.
This provides a mechanism for the VA to correct errors that led to ineligible individuals receiving policies, potentially improving program integrity.
PROVISION 04
Establishes a process for veterans to contest administrative error cancellations, requiring prior notice, an explanation of the error, and at least 90 days to submit evidence.
This protects veterans by ensuring due process and an opportunity to challenge a VA decision to cancel their policy.
PROVISION 05
Imposes a one-year limit from the date of issuance, reinstatement, or conversion, after which the VA cannot cancel a policy due to administrative error.
This provides certainty for veterans, preventing their policies from being retroactively cancelled years later due to a VA mistake.
SPONSORSHIP
1 + 1
R· South Carolina
YRS IN OFFICE
1
BILLS LED
16
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 0 REP 1 IND 0
ACTION TIMELINE
3 EVENTSJUN 6
Referred to the Subcommittee on Disability Assistance and Memorial Affairs.
MAY 23
Introduced in House
MAY 23
Referred to the House Committee on Veterans' Affairs.
BILL INFO
TypeHouse Bill
NumberHR 3576
Congress119th
StatusIn Committee
IntroducedMay 23, 2025
Last actionJun 6, 2025
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IN COMMITTEE· 119TH CONGRESS · VETERANS' AFFAIRS COMMITTEE · INTRODUCED MAY 23, 2025
House BillHR 3576Armed Forces and National Security
Veterans’ Life Insurance Expansion and Integrity Act of 2025
INTRODUCED MAY 23, 2025· LAST ACTION JUN 6, 2025
PASSAGE CHANCES
—%
READING
5 min
COSPONSORS
1
COMPLEXITY
Moderate
