Bills · HR 2829
IN COMMITTEE· 119TH CONGRESS
House BillHR 2829Education
SERVICE Act
INTRO APR 10· LAST ACTION APR 10
READING
18MIN
COSPONSORS
6
READER REACTIONS0 TOTAL
NO VOTES YET · BE THE FIRST
- Introduced only
LEGISLATIVE PROGRESS
STEP 2 / 8Introduced
In Committee
Reported
Passed House
Passed Senate
Conference
To President
Became Law
WHAT THE BILL DOES
AI-writtenVoters should care about this bill because it directly impacts the financial stability of millions of Americans and incentivizes careers vital to our communities. By shortening the time to loan forgiveness and making the program more flexible, it could encourage more people to pursue and remain in lower-paying public service roles, such as teaching, nursing, or working for non-profits, without the burden of long-term student debt. This could help address shortages in critical sectors and improve public services. If this bill becomes law, it provides a clearer, less restrictive path to debt relief, whereas without it, many public servants may continue to struggle with high debt loads, potentially deterring others from these essential professions.
KEY PROVISIONS
5AI-extractedPROVISION 01
Reduces the number of required qualifying monthly payments for Public Service Loan Forgiveness from 120 (10 years) to 96 (8 years).
This significantly shortens the time borrowers need to work in public service before their loans can be forgiven, offering faster debt relief.
PROVISION 02
Allows specific periods of deferment and forbearance (e.g., for cancer treatment, military service, unemployment, economic hardship, or AmeriCorps/Peace Corps service) to count as qualifying monthly payments.
This makes the PSLF program more flexible and forgiving for borrowers who had to pause payments due to life circumstances, ensuring those periods don't hinder their progress toward forgiveness.
PROVISION 03
Ensures that a borrower's employment status at the time of cancellation does not prevent them from receiving loan forgiveness, as long as they met the public service employment requirement during the 96 payment months.
This provision removes a common barrier and point of confusion for borrowers, providing clarity and greater certainty for those who have fulfilled their public service commitment.
PROVISION 04
Establishes clear rules for how prepayments are treated, allowing them to count for future months or be applied directly to the loan principal at the borrower's request.
This provides borrowers with more control and transparency over their loan payments, ensuring that extra payments effectively contribute to their financial goals, whether it's faster forgiveness or principal reduction.
PROVISION 05
Requires the establishment of a "buyback payment process" for borrowers to potentially count eligible past months of public service employment towards forgiveness.
This provision offers a pathway for borrowers to retroactively gain credit for past periods of service that might not have previously counted, potentially speeding up forgiveness for long-serving individuals.
SPONSORSHIP
1 + 6
D· Connecticut
YRS IN OFFICE
19
BILLS LED
14
COSPONSOR BREAKDOWNBIPARTISAN · 0%
DEM 6 REP 0 IND 0
ACTION TIMELINE
2 EVENTSAPR 10
Introduced in House
APR 10
Referred to the House Committee on Education and Workforce.
BILL INFO
TypeHouse Bill
NumberHR 2829
Congress119th
StatusIn Committee
IntroducedApr 10, 2025
Last actionApr 10, 2025
READER REACTIONS
OVERALL SENTIMENT
No reactions yet. Be the first to weigh in.
Discussion
Loading comments...
IN COMMITTEE· 119TH CONGRESS · EDUCATION AND WORKFORCE COMMITTEE · INTRODUCED APR 10, 2025
House BillHR 2829Education
SERVICE Act
INTRODUCED APR 10, 2025· LAST ACTION APR 10, 2025
PASSAGE CHANCES
—%
READING
18 min
COSPONSORS
6
COMPLEXITY
Moderate
